The cost of a secondary education has increased substantially in recent years and it’s not showing any signs of slowing down any time soon.While the costs have gone up, the importance of getting a college degree is still there.

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The type of bankruptcy that you file will determine what happens to your debt once you file.

If you file for a Chapter 13 bankruptcy, you will get started with a repayment program that is administered by the court.

If you instead file for a Chapter 7 bankruptcy, you may be able to have your debts discharged.

This type of bankruptcy makes it possible for most of your consumer debt like credit cards, store accounts and medical debt to be completely wiped out.

Once scholarships and grants have been explored, many people turn to student loans.

Student loans can help provide the funding that you need to get to college and obtain the education that you require.However, this market is so big and backed by the government that it may be too big to fail.When you file for bankruptcy, you can sometimes get rid of the majority of your outstanding debt.The bankruptcy court does allow student loans to be discharged in some extreme cases.In order to have your student loans discharged, you’re going to have to prove that they keep you from enjoying even a minimum standard of living.If you have never used student loans before, there are many different aspects of these lending tools that may seem confusing.