If you fall for the ploy, you are sent a shortened URL that leads to a site asking for your credit card information to verify your age and begin the cam session.

The landing page invite features a picture of a smiling brunette; if you click to accept the invite you're redirected to a sign-up page requesting your personal information.

SEE ALSO: 10 Red Flags You're About to Get Spammed Here's how it works: Scammers set up fake profiles with photos of attractive women.

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In March, Tinder co-founder Sean Rad told the Tinder didn't have problems with fake or spam accounts because users must have Facebook accounts.

"Not only do you know there is a high likelihood that this is a real person because it’s connected to their Facebook profile, Tinder also tells you who your common friends are, which helps solve that legitimacy issue." But an experiment a few months ago by Brigham Young students, who created a dummy account with only a handful of Facebook friends, dispelled Rad's claim.

And here's where the scam really happens: At the top of the page it says your credit card is needed — just to make sure you're over 18. But it's not: On the bottom of the page, in tiny print, details say you're really being charged as much as $80 a month by a company called

Attempts at finding out more from the contact number on the csapprove site led to a terse exchange with a Florida-based customer service agent and manager who said they couldn't talk unless I had an account and was charged.

There's no way to report it in the app; instead Tinder only allows users to block spam accounts.

Meaning, if you have concerns, you have to send Tinder an email or tweet.

When identity fraud victims know their impostors, it can tear through both relationships and financial well-being.

"Familiar fraud" occurs when a friend, extended family member or even a parent uses a close relationship for their own financial gain.

Back in late May, Satnam Narang, a single, 31-year-old security response manager at Symantec (a cybersecurity firm that owns Norton anti-virus) was flipping through Tinder in his Santa Monica apartment.